Early ACH Float Report

Purpose

Shows funds made available to customers before the ACH settlement date (early ACH “float”).

Why Use This Report

Monitor and reconcile early ACH funds availability to ensure risk and liquidity are managed appropriately.

When to Run

Daily or as part of your ACH funding and reconciliation process.

Who Uses This Report

Treasury, operations, and risk management teams responsible for ACH processing and liquidity.

Filters

You can filter the report using:

• Processing Date

• Settlement Date

• FI Program

• Client

Tips

• Use to understand total float exposure and compare against internal risk limits.

• Review trends over time to adjust ACH funding strategies if needed.