Negative Balance Overdraft Report

Purpose

Lists accounts with a negative balance, including transaction details, customer status, and total days negative.

Why Use This Report

To monitor overdrawn accounts, assess customer risk, and support overdraft management or collections processes.

When to Run

Daily.

Who Uses This Report

Bank staff and client users.

Filters

You can filter the report using:

• FI Program(s)

• As Of Date

• Current Days Negative

• Product Type

• Account Status

• Lifetime Trans Making Balance Negative

• Balance Amount Cutoff

• Account Lock Type

• Lifetime Days Balance Negative

• Account ID

• Only Products Configured With Negative Minimum Balances

Tips

• Use this report to identify long-standing negative accounts and escalate appropriately based on customer status and overdraft duration.