ACH Return Monitoring Report

Purpose

Displays high-level ACH return information to help track Nacha compliance across programs.

Why Use This Report

To monitor ACH return trends, ensure return rates remain within Nacha compliance thresholds, and identify operational or authorization issues by return category.

When to Run

On demand.

Who Uses This Report

Bank staff.

Filters

You can filter the report using:

• Bank/Fintech

• Select Report(s) to Run

• Start Date

• End Date

Tips

• Monitor for increases in unauthorized return codes, which may indicate fraud risk or inadequate authorization controls. Spikes in administrative return codes may suggest incorrect or outdated account information.